2023-24 TRS-ActiveCare Plan Highlights
All TRS-ActiveCare participants have four plan options. Each includes a wide range of wellness benefits.
This year, we have the same popular plan features that make TRS-ActiveCare plans standout, including broad networks, low copays for primary care and TRS Virtual Health, and specialty drug coverage.
Wellness Benefits at No Extra Cost*
Being healthy is easy with:
• $0 preventive care
• 24/7 customer service
• One-on-one health coaches
• Weight loss programs
• Nutrition programs
• OviaTM pregnancy support
• TRS Virtual Health
• Mental health benefits
• And much more!
*Available for all plans. See the benefits guide for more details.
THINGS TO KNOW
TRS’s Texas-sized purchasing power creates broad networks without county boundaries.
Specialty drug insurance means you’re covered, no matter what life throws at you.
Learn the Terms
Premium: The monthly amount you pay for health care coverage.
Deductible: The annual amount for medical expenses you’re responsible to pay before your plan begins to pay its portion.
Copay: The set amount you pay for a covered service at the time you receive it. The amount can vary by the type of service.
Coinsurance: The portion you’re required to pay for services after you meet your deductible. It’s often a specified percentage of the costs; i.e. you pay 20% while the health care plan pays 80%.
Out-of-Pocket Maximum: The maximum amount you pay each year for medical costs. After reaching the out-of-pocket maximum, the plan pays 100% of allowable charges for covered services.