2023-24 TRS-ActiveCare Plan Highlights

  • 2023-2024 Benefit Guide

    All TRS-ActiveCare participants have four plan options. Each includes a wide range of wellness benefits.
    This year, we have the same popular plan features that make TRS-ActiveCare plans standout, including broad networks, low copays for primary care and TRS Virtual Health, and specialty drug coverage. 

  • Wellness Benefits at No Extra Cost*

    Being healthy is easy with:
    • $0 preventive care
    • 24/7 customer service
    • One-on-one health coaches
    • Weight loss programs
    • Nutrition programs
    • OviaTM pregnancy support
    • TRS Virtual Health
    • Mental health benefits
    • And much more!

    *Available for all plans. See the benefits guide for more details.

    TRS’s Texas-sized purchasing power creates broad networks without county boundaries.

    Specialty drug insurance means you’re covered, no matter what life throws at you.

Learn the Terms

  • Premium: The monthly amount you pay for health care coverage.

    Deductible: The annual amount for medical expenses you’re responsible to pay before your plan begins to pay its portion.

    Copay: The set amount you pay for a covered service at the time you receive it. The amount can vary by the type of service.

    Coinsurance: The portion you’re required to pay for services after you meet your deductible. It’s often a specified percentage of the costs; i.e. you pay 20% while the health care plan pays 80%.

    Out-of-Pocket Maximum: The maximum amount you pay each year for medical costs. After reaching the out-of-pocket maximum, the plan pays 100% of allowable charges for covered services.